Briefing
On 3 September 2026, BlackRock and broker X‑Trade Brokers (XTB) in Spain the web-based learning game Hasta el último euro was unveiled. The free offering is aimed at teenagers and young adults and uses short, scenario-based rounds to explore real-life decisions about budgeting, saving, investing and risk appetite. According to the organisers, the game includes more than 50 scenarios; at the end, users receive a personal risk profile similar to those used in industry suitability assessments. The organisers stress that the game contains no investment recommendations.
The companies cite shortcomings in financial education as the reason for the project: in Spain, only a small proportion of pupils have a high level of financial literacy, and results from the 2022 PISA assessment were below those of earlier assessments. These figures are cited in this way by the organisers and Spanish media; the precise measurement basis has yet to undergo thorough independent scrutiny. XTB representatives Javier Urones identified three fundamental barriers to reaching young audiences: the channel (content is missing where young people spend their time), the format (too many static documents instead of interactive formats) and the timing (explanations are often given without practical context).
The game is explicitly intended for use in schools, institutes and universities; initial contacts with educational establishments are already under way, according to the organisers. The providers plan to offer the tool as a supplementary teaching resource, but are deliberately cautious about claims of nationwide implementation and long-term effectiveness: such claims are announcements and require independent evaluation. Open questions also include how it will be integrated into curricula and data protection issues relating to use of the web-based offering.
What is factually established is that the game was unveiled in Spain on 3 September 2026; it is free, web-based and aimed at teenagers and young adults. Broader claims about its impact can only be reliably assessed through independent studies and regulatory reviews.
Editor: Daniel Mayer (Article created with AI assistance).